Day 47

A budget doesn't restrict what you can spend; it gives you permission to spend without guilt or regret. -- Dave Ramsey​​

The first step to get your finances in order is to create a BUDGET! Here's how in 4 simple steps -

1. Write down your income for the month.

2. List out your monthly expenses (prioritize food, utilities, shelter, and transportation).

3. Give every dollar of your income a role in the budget. Your income minus your expenses should equal zero.

4. Track your expenses every day to stay on track.

We're making this even easier for you, too! Go to cypresschurch.tv/fpu to sign up for your own Ramsey+ account where you'll gain access to their EveryDollar Budget app that makes budgeting a breeze!​